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The 10 Most Commonly
Asked
Questions
1. Q: Is this 100% legal?
A: Absolutely. My techniques are based on a number of laws passed by
Congress to protect YOUR rights and privacy. If you follow my
guidelines... and use the pre-written letters included in your Instant
Credit Repair Kit... you will be well within your legal rights as a
citizen of this great nation we live in. Plus... you can clean up your
credit... repair your credit... and open up doors in your life that may
have been shut for a long time.
2. Q: What kind of information can
be removed from my credit report using your methods?
A: Student loans, bankruptcies, tax liens, late-pays, charge-offs, judgments...
just about any negative information can be removed using our methods.
3. Q: Can negative information be
removed... even if it's correct?
A: You bet! Its all in knowing how to play the game... and use the
rules in your favor. Negative information can be removed. You can be
richer for it.
4. Q: Why do the credit reporting
agencies not like Credit Repair?
A: Federal law requires that they investigate each and every claim.
This requires time, postage, and follow-up. There is absolutely no
profit in it for them. It costs them a lot of money!
Also: The banks and mortgage brokers that use their services make
tons of money off of negative information. The worse your credit is...
the more they can get away with charging you in interest.
5.
Q: What about the credit repair services offered by the individual
reporting agencies like Trans Union, Experian, and Equifax? What makes
your program better than theirs?
A: In my estimation... credit repair services offered by the big
reporting agencies are bogus. From what I've seen... they cost a
bunch... and just let you correct what's on their own database. Not the
other two.
Its just these giant's way of jumping on the credit-repair bandwagon.
They are trying to cash in on the large number of consumers
sick-and-tired of the problems they cause.
Besides... these big credit-reporting agencies make their money working
for your creditors. They are going against the interest of their big
corporate cash cows by helping you repair your credit. Now why would
they really want to do that?
We're not like that. We have no association at all with these credit
bureaus. We work for you! I will show you how to challenge these big
credit agencies... quickly and effectively! And how to use your legal
rights to kick your credit rating up a few notches.
6.
Q: Who needs credit anyway? I pay cash for everything. My is old but I
keep it running. And I'm not ready to buy my own home now.
A: I used to feel the same way. 'Cash and Carry' was my motto.
Then... because of 'Problems' with my credit... I got turned down for a
car insurance policy by a major insurer. Even though I had an excellent
driving record. That was my wake up call. What the heck does credit have
to do with how a person drives?
Then I got turned down for a job helping to take care of old people
at an assisted living center because of my credit. I soon found out that
even some health insurance companies were turning people down based on
their credit.
And that's not all. Some years back... my brother and I started a
little home-based business. But Wells Fargo Bank) refused to open a
business account for us because of my credit. How embarrassing!
That's when I went to work fighting these uncaring giants. Repairing
my own credit. And the more I got into it... the angrier I got. I soon
decided to dedicate myself to fighting these giants... and helping
others do the same. My Credit Repair Kit is the result of years of my
research and efforts.
Now I carry two 'Gold' credit cards in my wallet for emergencies.
Now my motto is, 'Have great credit... and keep it that way by not
using in'
7. Q: What can high-priced
attorneys and credit repair companies do for me that I cant do for
myself?
A: Absolutely nothing. If you are willing to follow my
easy-to-understand... step-by-step instructions... you can save yourself
the hundreds... or even thousands of dollars these people charge.
My credit repair system is fast... and its easy. I tell you what to
say... and where to send it. In as little as 38 days you can elevate
yourself to a whole new level of credit worthiness!
Also... you should be aware that many credit repair offers are scams.
These companies go in-and-out of business by the score. If you do decide
to go this route... be prepared to check their references to avoid
spending your money and getting nothing for it.
8. Q: What is a 'Credit Score'
rating? What does it mean? And how is it used?
A: The credit bureaus got together some time ago. They decided to
break down each credit file and assign it a number score. Anything over
700 is very good. A score of 500 is very poor. By using number scores...
credit can now be instantly granted... or instantly refused... by a
computer... with not one human being seeing it. Now isn't that a crock?
9 .Q: Is protecting my credit
rating... and checking on the accuracy of items on my report... the only
reasons to look at my credit files at the three major credit-reporting
agencies?
A: Absolutely not! Identity theft is a giant problem these days. By
monitoring your report... you can get a pretty good idea if someone is
out there pretending to be you. Or worse... using YOUR credit for their
own benefit.
That's right. SOMEONE COULD BE STEALING YOUR LIFE!
Its also good to know who is asking for... and receiving... your most
personal information. By accessing your credit files... you can find all
this out.
10. Q: Do I have to pay to get my
credit reports.
A: In some cases you do. But it costs just a few dollars. However...
I will tell you of numerous circumstances under which the credit bureaus
must furnish you your credit report... absolutely free... sometimes as
quickly as within one week. Hurry, order my Instant Credit Repair Kit
today.
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